We help you understand your options, find suitable lenders, and navigate the application—from the first conversation through to disbursal.
We do not charge customers for loan assistance. Interest, lender fees and other applicable loan charges remain payable.
Established in 2023
Based in Hyderabad
Multiple lending partners
Banks & NBFCs
Personal support
From enquiry to disbursal
Our lending partners pay us for successfully referring loans. Here is what that means for you—and what it doesn’t.
You decide whether to proceed. We help you compare suitable options from our partner network and understand their costs and conditions.
Our partner bank or NBFC pays us a referral fee when a loan we facilitate is disbursed, under our agreement with that lender.
Nothing for our loan assistance. We do not charge you a separate advisory, application-assistance or success fee.
You still pay interest and applicable lender charges. Depending on the loan, these may include processing, legal or valuation fees, taxes and statutory charges. Review the lender’s written terms before proceeding.
The lender decides eligibility, approval, amount, interest rate and repayment terms after assessing your application. We help you understand the offer; we cannot guarantee approval or a particular rate.
Different lenders have different requirements. We help you make sense of them and coordinate the work involved in your application.
We discuss why you need a loan, your financial profile and the repayment commitment you are comfortable considering.
We assess your profile against relevant partner-lender criteria and help you compare available rates, charges and repayment terms.
We help organise documents, coordinate with the lender and follow up on queries and progress through to disbursal.
2023
Year established
20+ years
Founder’s industry experience
Paisa Express was founded by Prem Kumar Kolaventi to make borrowing easier to understand and navigate, with personal guidance throughout the process.
His experience across banking, insurance and financial services helps our team understand lender requirements, identify suitable options and prepare applications with care.
We work as a Direct Selling Agent (DSA) with partner banks and non-banking financial companies (NBFCs). We help connect borrowers with lenders and support their applications. We do not lend money ourselves.
Prem brings over 15 years of banking and financial services experience to PaisaExpress, which he founded in 2023. Where most DSAs push products and route applicants into lender pipelines, PaisaExpress does the opposite — evaluating your profile first, then recommending the right product. Advisory before application, not after.
Shaurya manages property advisory services and client relationships. His background in business administration and experience in New Zealand inform his approach to understanding customer requirements.
Solomon oversees retail loan operations. With a background in business administration and operational experience at Uber, he focuses on clearer processes, coordination and the borrower experience.
You should understand our role before you share your requirements.
You can apply directly to a lender. Our role is to help you explore suitable options across our partner network and coordinate documents, queries and follow-ups with a team you can speak to.
No. We help you explore options from the banks and NBFCs we work with. Availability depends on the product, your profile and each lender’s criteria.
We consider your requirements, eligibility, repayment needs and available loan terms within our partner network. Ask us to explain why an option has been shortlisted and how its costs compare.
No. Approval and final terms are decided by the lender. We help you understand suitable options and prepare your application; we do not promise a guaranteed outcome.
No obligation to apply. No fee for our loan assistance.
6th Floor, Block 1, White House Building
Kundanbagh Colony, Begumpet
Hyderabad, Telangana 500016
Paisa Express is a financial services intermediary and does not directly provide loans. Loans and credit cards are offered by partner banks and NBFCs, subject to their eligibility criteria and approval. Interest, fees and terms are determined by the respective lender. Our loan assistance is free; applicable loan charges remain payable.
