RBI Monetary Policy Update 2025
Repo Rate Adjustments & Economic Impact Overview
Repo Rate Overview – 2025
The Reserve Bank of India (RBI) has implemented multiple repo rate reductions throughout 2025 to support economic growth and liquidity.
Repo Rate Timeline – 2025
| Effective Date | Repo Rate | Change |
|---|---|---|
| 01 January 2025 | 6.50% | — |
| 09 April 2025 | 6.00% | ↓ 0.25% |
| 06 June 2025 | 5.50% | ↓ 0.50% |
| 05 December 2025 | 5.25% | ↓ 0.25% |
Total repo rate cut since January 2025:1.25%
Important Advisory
If your lending rate has not been revised downward in line with repo rate cuts, it may be time to review your lender's rate transmission efficiency or explore refinancing options to benefit from lower borrowing costs.