Loan and lending news, as it happens.
The latest on home loans, personal loans and RBI rate decisions from India's leading publishers. Each headline opens the original article.
The Economic Times
RBI repo rate hike: How home loan borrowers can reduce EMI and interest burdenRead on The Economic Times- 02
Deccan Herald
The era of easy money is over: RBI repo rate hike to 5.5%, what it means - 03
The Hindu
Will repo rate hike slow home sales? - 04
BusinessLine
Debt mutual fund turn volatile on RBI repo rate hike - 05
The New Indian Express
‘Barbadiyon ka jashn’: Congress takes swipe at PM Modi over repo rate hike - 06
NDTV
Repo Rate Likely To Increase Again As Inflation Picks Up - 07
The Indian Express
RBI’s focus on inflation is timely - 08
The Times of India
Loans set to get dearer as RBI hikes repo rate after 44 months - 09
Telangana Today
Editorial: Raising repo rate —calibrated tightening - 10
Business Standard
RBI policy highlights: Repo rate rises 25 bps as inflation risks broaden
Headlines are gathered automatically from third-party publishers and link to their websites. Paisa Express does not write or endorse these articles.
Current repo rate
5.50%
Effective 7 October 2026, increased from 5.25%.
↑ 0.25% Loans linked to the repo rate get costlier
Read the RBI statementBanks and NBFCs price most floating-rate home and business loans off the repo rate, so a change usually reaches your EMI within a few months. Ask your lender how and when it applies to your loan.
Talk to an advisorRepo rate timeline
| Effective date | Repo rate | Change |
|---|---|---|
| 7 October 2026Current | 5.50% | ↑ 0.25% |
| 5 December 2025 | 5.25% | ↓ 0.25% |
| 6 June 2025 | 5.50% | ↓ 0.50% |
| 9 April 2025 | 6.00% | ↓ 0.25% |
| 7 February 2025 | 6.25% | ↓ 0.25% |
| 1 January 2025 | 6.50% | — |
Source: Reserve Bank of India, Monetary Policy Committee statements. This table updates when the RBI announces a new decision.