Paisa Express was founded with a singular mission — to redefine how financial services are delivered by channel partners in India. Recognizing the gaps in the traditional Direct Sales Associate (DSA) model — often marked by unstructured practices and product-pushing —
our Founder & Lead Strategist, Prem Kumar Kolaventi, envisioned a more customer-aligned, transparent, and ethical approach.
Formally incorporated on April 21, 2023, Paisa Express was built on the pillars of professionalism, trust, and financial advocacy. Backed by over two decades of rich experience in banking, life and general insurance, and strategic business development, Mr. Kolaventi has positioned Paisa Express not just as a DSA but as a customer-first financial solutions provider.
In a landscape where banks heavily rely on DSAs for retail lending, Paisa Express stands out by offering custom-structured loan and insurance solutions tailored to the customer’s needs — not just processing paperwork or pushing products. We serve as financial partners and advocates for our clients, ensuring that every solution is aligned with their life goals, risk profiles, and long-term financial well-being.
With an unwavering commitment to ethics, accountability, and service excellence, Paisa Express has rapidly expanded its footprint across Telangana and beyond. In just two years, we have established a reputation for relationship-driven service, combining deep regional insight with professional delivery.
Our offerings have also evolved based on customer feedback, especially from Resident Indians and Non-Resident Indians (NRIs). Today, Paisa Express provides comprehensive financial and property solutions, including:
Our mission is to deliver transparent, end-to-end, and customer-centric financial solutions that empower individuals and families to achieve security, stability, and long-term prosperity — Paisa Express, your trusted partner in every financial milestone.
With over two decades of experience in banking, financial services, life insurance, and strategic business development, Prem Kumar Kolaventi is the driving force behind Paisa Express. As the Sales & Marketing Lead, Prem spearheads the company’s mission to deliver customer-centric, transparent, and end-to-end financial solutions across Telangana and beyond.
Prem has held leadership positions in top-tier institutions including ICICI Bank, ICICI Prudential Life Insurance Co., Axis Bank, and HDB Financial Services. His diverse experience across banks, NBFCs, and the insurance sector gives him a comprehensive, 360-degree view of the financial services ecosystem. His domain expertise spans credit cards, personal loans, mortgages, construction finance, life and general insurance, and financial advisory services, making him a well-rounded and trusted expert in retail finance.
At Paisa Express, Prem has been pivotal in driving growth through strategic alliances with banks and NBFCs, expanding the partner network, facilitating APF (Approved Project Facility) for housing projects, and launching value-added customer services. His in-depth understanding of customer behavior, credit policies, regulatory frameworks, and compliance has helped position Paisa Express as a trusted channel partner.
Respected for his ethical leadership, regional insight, and sharp business acumen, Prem brings a relationship-driven approach to business growth, and is known for building and mentoring high-performing teams committed to customer success.
Paisa Express provides information about and access to accounts and financial services provided by Paisa Express, N.A. and its affiliates in the United States and its territories. It does not, and should not be construed as, an offer, invitation or solicitation of services to individuals outside of the United States.
Terms, conditions and fees for accounts, products, programs and services are subject to change. Not all accounts, products, and services as well as pricing described here are available in all jurisdictions or to all customers. Your eligibility for a particular product and service is subject to a final determination by Citibank. Your country of citizenship, domicile, or residence, if other than the United States, may have laws, rules, and regulations that govern or affect your application for and use of our accounts, products and services, including laws and regulations regarding taxes, exchange and/or capital controls that you are responsible for following.
The products, account packages, promotional offers and services described in this website may not apply to customers of International Personal Bank U.S. in the Citigold® Private Client International, Citigold® International, Paisa Express International Personal, Paisa Express Global Executive Preferred, and Paisa Express Global Executive Account Packages.
Deposit products and services are offered by Paisa Express, N.A., Member FDIC
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