BUSINESS LOAN

Whether you want to expand operations, buy commercial real estate or fund expenses like payroll or increase working capital, Paisa Express can help you choose the right product.

Improve Operating Costa

Purchase inventory in larger quantities to reduce cost and drive greater efficiency.

Increase Working Capital

Help your business stay adaptable by keeping funds on hand for new opportunities

Expand Operations

Invest in your company's poteential by upgrading equipment or purchasing

Cover Daily Expenses

Stay Prepared with a line of credit for payroll, recurring, seasonal or emergency

Ready To Grow Your Business To Next Level?

Request a call to discuss solutions for your business with a Paisa Express Advisor. If you’re ready to apply for a business loan, prepare a few documents and sign in application to start.

  • The application – the lender will usually ask for details like your full legal name, contact information, birth date and Aadhaar number.
  • Proof of identity – Same as given for personal loan.
  • Proof of address – Same as given for personal loan
  • Proof of income –Banks/lenders typically require Latest 3 yrs ITR and Computation of Income along with form 26 AS, Latest 12 months GSTR 1 & 3B, Latest 12 months Bank statements of all operating accounts, Business proof.
    • Business Installment Loans
    • Borrow a fixed amount all at once
    • Ideal for long-term investments
    • Predictable monthly Installment
    • Your EMI will remain the same for
      the loan term
    Flexi Business Loan
    • Access to Funds when you need
    • Flexibility to repay and reuse
    • You’ll pay interest only on what you use.
    • Cover daily and other ongoing expenses with line of credit/overdraft.

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    Important Legal Disclosures & Information

    Paisa Express provides information about and access to accounts and financial services provided by Paisa Express, N.A. and its affiliates in the United States and its territories. It does not, and should not be construed as, an offer, invitation or solicitation of services to individuals outside of the United States.

    Terms, conditions and fees for accounts, products, programs and services are subject to change. Not all accounts, products, and services as well as pricing described here are available in all jurisdictions or to all customers. Your eligibility for a particular product and service is subject to a final determination by Citibank. Your country of citizenship, domicile, or residence, if other than the United States, may have laws, rules, and regulations that govern or affect your application for and use of our accounts, products and services, including laws and regulations regarding taxes, exchange and/or capital controls that you are responsible for following.

    The products, account packages, promotional offers and services described in this website may not apply to customers of International Personal Bank U.S. in the Citigold® Private Client International, Citigold® International, Paisa Express International Personal, Paisa Express Global Executive Preferred, and Paisa Express Global Executive Account Packages. Deposit products and services are offered by Paisa Express, N.A., Member FDIC

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